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    Complaints Procedure

    Last updated: 11/27/2025

    1. Our Commitment

    At Rates Compare Limited, we are committed to providing excellent service to all our clients. However, we recognise that occasionally things may go wrong. When this happens, we want to resolve your concerns as quickly and fairly as possible.

    2. How to Make a Complaint

    Contact Details

    Email (Preferred)

    [email protected]

    Post

    Complaints Department
    REFLECT FINANCE LTD
    Level 18, 40 Bank Street
    London E14 5NR

    Please provide as much detail as possible about your complaint, including relevant dates, names, and any supporting documentation.

    3. Our Response Process

    Immediate Acknowledgment

    We will acknowledge your complaint within 1 business day of receipt and provide you with a complaint reference number.

    Investigation

    We will investigate your complaint thoroughly and provide you with a final response within 8 weeks of receiving your complaint.

    Resolution

    Our final response will explain our findings and any action we propose to take to resolve your complaint.

    4. Financial Ombudsman Service

    If you are not satisfied with our final response, or if we have not responded within 8 weeks, you may be able to refer your complaint to the Financial Ombudsman Service.

    Website: www.financial-ombudsman.org.uk

    Phone: 0800 023 4567

    Email: [email protected]

    Post: Financial Ombudsman Service, Exchange Tower, London E14 9SR

    5. Financial Services Compensation Scheme

    We are covered by the Financial Services Compensation Scheme (FSCS). You may be entitled to compensation from the scheme if we cannot meet our obligations. This depends on the type of business and the circumstances of the claim. Most types of investment business are covered up to £85,000. Further information is available from the FSCS at www.fscs.org.uk or by calling 0800 678 1100.